Latest Ok-Life-Accident-and-Health-or-Sickness-Producer Dumps Free | Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Test Labs
Our PassReview have a lot of IT professionals and the exam practice questions and answers we provide have been certified by many IT elites. Besides, the exam practice questions and answers have wide coverage of the content of the examination and the correct rate is up to 100%. Although there are many similar websites, perhaps they can provide you study guide and online services, our PassReview is leading these many websites. The reason of making the PassReview stand out in so many peers is that we have a lot of timely updated practice questions and answers which accurately and correctly hit the exam. So we can well improve the exam pass rate and make the people ready to participate in Insurance Licensing Certification Ok-Life-Accident-and-Health-or-Sickness-Producer Exam safely use practice questions and answers provided by PassReview to pass the exam. PassReview 100% guarantee you to pass Insurance Licensing certification Ok-Life-Accident-and-Health-or-Sickness-Producer exam.
Preparation from reliable material is essential to get success in the real Oklahoma Life, Accident, and Health or Sickness Producer Exam (Ok-Life-Accident-and-Health-or-Sickness-Producer) exam. One of the most crucial aspects of test preparation is relying on Oklahoma Life, Accident, and Health or Sickness Producer Exam (Ok-Life-Accident-and-Health-or-Sickness-Producer) exam dumps. The authenticity of Oklahoma Life, Accident, and Health or Sickness Producer Exam (Ok-Life-Accident-and-Health-or-Sickness-Producer) exam questions material plays a huge role in achieving a passing score. In the case of choosing, Oklahoma Life, Accident, and Health or Sickness Producer Exam (Ok-Life-Accident-and-Health-or-Sickness-Producer) exam dumps outdated material, and one fails and loses resources. PassReview is committed to providing real Ok-Life-Accident-and-Health-or-Sickness-Producer Questions, ensuring that applicants get success in a short time.
>> Latest Ok-Life-Accident-and-Health-or-Sickness-Producer Dumps Free <<
Quiz 2025 Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Fantastic Latest Dumps Free
PassReview offers you a free demo version of the Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer dumps. This way candidates can easily check the validity and reliability of the Ok-Life-Accident-and-Health-or-Sickness-Producer exam products without having to spend time. This relieves any sort of anxiety in the candidate's mind before the purchase of Oklahoma Life, Accident, and Health or Sickness Producer Exam certification exam preparation material. This Ok-Life-Accident-and-Health-or-Sickness-Producer Exam study material is offered to you at a very low price. We also offer up to 1 year of free updates on Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer dumps after the date of purchase. Going through our Oklahoma Life, Accident, and Health or Sickness Producer Exam exam prep material there remains no chance of failure in the Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer exam.
Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Exam Sample Questions (Q65-Q70):
NEW QUESTION # 65
Under the unpaid premium Uniform Optional Provision, if there is an unpaid premium at the time a health claim becomes payable, then the
Answer: B
Explanation:
Theunpaid premium Uniform Optional Provisionin health insurance policies, as recognized in Oklahoma (Title 36 O.S. § 4405), allows the insurer to deduct any unpaid premiums from a claim payment if a claim becomes payable while premiums are overdue. This ensures the policy remains in force and the claim is paid, net of the owed premium.
* Option A: Incorrect. The claim is not denied; the premium is deducted from the payment.
* Option B: Incorrect. The policy is not cancelled; the unpaid premium is addressed via the claim.
* Option C: Correct. The unpaid premium is deducted from the claim payment.
* Option D: Incorrect. The claim is not delayed; the premium is settled with the claim payment.
This question falls under the Prometric content outline section on "Provisions, Options, Exclusions, Riders, Clauses, and Rights," which covers health insurance policy provisions.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Accident and Health Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 4405 (health insurance provisions).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.
NEW QUESTION # 66
Which of the following is a core benefit of Medicare supplemental insurance?
Answer: A
Explanation:
Medicare supplemental insurance(Medigap) covers gaps in Original Medicare (Parts A and B), such as deductibles, coinsurance, and certain costs not covered by Medicare. A core benefit, included in most Medigap plans (e.g., Plans A-N), is coverage for thefirst 3 pints of bloodeach year, which Medicare Part A does not cover. Other options like at-home recovery or prescription drugs are not core benefits, and preventive care is covered by Medicare, not Medigap.
* Option A: Correct. The first 3 pints of blood is a core Medigap benefit.
* Option B: Incorrect. At-home recovery is not a standard core benefit in most Medigap plans.
* Option C: Incorrect. Prescription drug coverage is not a core Medigap benefit; it's covered by Medicare Part D.
* Option D: Incorrect. Preventive care is covered by Medicare Part B, not a core Medigap benefit.
This question falls under the Prometric content outline section on "Medicare," which covers Medigap benefits.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Medicare).
Oklahoma Insurance Department, Title 36 O.S. § 6217 (Medicare supplement insurance).
CMS, Medicare & You Handbook (Medigap benefits).
NEW QUESTION # 67
A difference between permanent and term life insurance is
Answer: A
Explanation:
Permanent life insurance (e.g., whole life, universal life) and term life insurance differ fundamentally in their structure and benefits. Permanent life insurance provides coverage for the insured's entire life (as long as premiums are paid) and often includes a savings component that accumulates cash value. Term life insurance provides coverage for a specific period (e.g., 10, 20, or 30 years) and does not build cash value.
* Option A: Incorrect. Term life insurance can cover the insured for various periods (e.g., 5, 10, 20 years), not strictly 1 year, depending on the policy term selected.
* Option B: Incorrect. Term life is generally more economical for short-term needs due to lower premiums, but over a long life span, permanent life may be more cost-effective due to its lifelong coverage and cash value growth.
* Option C: Correct. Permanent life insurance may develop cash value, which can be borrowed against or withdrawn, while term life does not have this feature.
* Option D: Incorrect. Permanent life insurance does not automatically provide coverage for 5 years without premium payments. Policies may lapse without payment unless nonforfeiture options (e.g., extended term or reduced paid-up insurance) are exercised.
This question aligns with the Prometric content outline under "Life Products," which covers the characteristics of term and permanent life insurance.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Life Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 4029 (nonforfeiture benefits in life insurance).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.
NEW QUESTION # 68
When would a supplemental attending physician's statement be appropriate for life or health insurance purposes?
Answer: B
Explanation:
Asupplemental attending physician's statement (APS)is requested by the insurer during underwriting when additional medical information is needed to assess the applicant's risk, particularly if it could affect the underwriting decision. Oklahoma regulations (Title 36 O.S. § 1204) and HIPAA require the applicant's consent for obtaining medical records, ensuring privacy and transparency.
* Option A: Incorrect. An APS is not routine; it's requested based on specific needs.
* Option B: Incorrect. The applicant's consent is required for medical information requests.
* Option C: Incorrect. Applicants typically do not request an APS; insurers do.
* Option D: Correct. An APS is appropriate when requested by the insurer with the applicant's consent for underwriting purposes.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Underwriting).
Oklahoma Insurance Department, Title 36 O.S. § 1204 (insurance business conduct).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.
NEW QUESTION # 69
How is ownership of a mutual insurance company evidenced?
Answer: C
Explanation:
Amutual insurance company, as defined in Oklahoma's Insurance Code (Title 36 O.S. § 105), is owned by its policyholders, not shareholders. Ownership is evidenced byownership of a policy, as policyholders share in the company's profits through dividends (in participating policies) and have voting rights in the company's governance.
* Option A: Incorrect. Mutual insurers do not issue stock; stock ownership applies to stock insurers.
* Option B: Incorrect. Bonds represent debt, not ownership, in any company.
* Option C: Correct. Ownership in a mutual insurer is evidenced by holding a policy.
* Option D: Incorrect. A certificate of deposit is a banking product, not related to insurer ownership.
This question aligns with the Prometric content outline under "State Insurance Statutes, Rules, and Regulations," which covers types of insurers and their ownership structures.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section: State- Specific Knowledge - Oklahoma Insurance Statutes).
Oklahoma Insurance Department, Title 36 O.S. § 105 (definitions of insurers).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.
NEW QUESTION # 70
......
With over a decade’s business experience, our Ok-Life-Accident-and-Health-or-Sickness-Producer test torrent attached great importance to customers’ purchasing rights all along. There is no need to worry about virus on buying electronic products. For we make endless efforts to assess and evaluate our Ok-Life-Accident-and-Health-or-Sickness-Producer exam prep’ reliability for a long time and put forward a guaranteed purchasing scheme, we have created an absolutely safe environment and our Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Question are free of virus attack. If there is any doubt about it, professional personnel will handle this at first time, and you can also have their remotely online guidance to install and use our Ok-Life-Accident-and-Health-or-Sickness-Producer test torrent.
Ok-Life-Accident-and-Health-or-Sickness-Producer Reliable Test Labs: https://www.passreview.com/Ok-Life-Accident-and-Health-or-Sickness-Producer_exam-braindumps.html
We have made this Oklahoma Life, Accident, and Health or Sickness Producer Exam product after taking feedback of experts so that applicants can prepare for the Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer exam successfully, I can say that no one can know the Ok-Life-Accident-and-Health-or-Sickness-Producer learning quiz better than them and they can teach you how to deal with all of the exam questions and answers skillfully, No errors or mistakes will be found within our Ok-Life-Accident-and-Health-or-Sickness-Producer practice materials.
Or when you get to your office in the morning, your listing Ok-Life-Accident-and-Health-or-Sickness-Producer of outgoing calls to make that day will be displayed, Introduction to Cisco switches and their associated architecture.
We have made this Oklahoma Life, Accident, and Health or Sickness Producer Exam product after taking feedback of experts so that applicants can prepare for the Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam successfully, I can say that no one can know the Ok-Life-Accident-and-Health-or-Sickness-Producer learning quiz better than them and they can teach you how to deal with all of the exam questions and answers skillfully.
One of the Best Ways to Prepare For the Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Certification Exam
No errors or mistakes will be found within our Ok-Life-Accident-and-Health-or-Sickness-Producer practice materials, The PassReview supports Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer exam candidates by listening to their worries, resolving their problems, and offering them actual exam questions.
We see to it that our assessment is always at par with what is likely to be asked in the actual Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer examination.
© Study Tonic 2025. Powered by WordPress
